Welcome back to KPA Wealth. We have breaking news that Trump just declared the war between Israel and Iran is over via Truth Social. Zillow is getting sued by Compass (as they also should), and Home Sales are shifting finally. Our rate forecast stays the same.

Also Today: Zapier is a tool that if you aren’t using you are doing yourself a disservice, and our stock of the day Clear Secure (YOU) could have big returns.

Today’s Topics

• Breaking: Ceasefire Called for Iran and Israel by Trump

• Why Compass vs Zillow Is Bigger Than Just a Lawsuit

• How I Saved Hours Each Week by Automating the Simple Stuff With Zapier

• Housing Market Pulse: Why Home Sales Are Starting to Shift

•  Clear Secure(YOU) Stock Analysis for Stock of the Day

• Today’s Mortgage Rates + 2025 Outlook

• Key Market Events to Watch this Week

BREAKING: According to Trump: Israel and Iran have agreed on a ceasefire

I am just going to put the tweet itself from president Trump right here:

CONGRATULATIONS TO EVERYONE! It has been fully agreed by and between Israel and Iran that there will be a Complete and Total CEASEFIRE (in approximately 6 hours from now, when Israel and Iran have wound down and completed their in progress, final missions!), for 12 hours, at which point the War will be considered, ENDED! Officially, Iran will start the CEASEFIRE and, upon the 12th Hour, Israel will start the CEASEFIRE and, upon the 24th Hour, an Official END to THE 12 DAY WAR will be saluted by the World. During each CEASEFIRE, the other side will remain PEACEFUL and RESPECTFUL. On the assumption that everything works as it should, which it will, I would like to congratulate both Countries, Israel and Iran, on having the Stamina, Courage, and Intelligence to end, what should be called, “THE 12 DAY WAR.” This is a War that could have gone on for years, and destroyed the entire Middle East, but it didn’t, and never will! God bless Israel, God bless Iran, God bless the Middle East, God bless the United States of America, and GOD BLESS THE WORLD!

In probably the most insane place to declare the end of a war, Donald Trump took to Truth Social to declare an end to what he dubbed “THE 12 DAY WAR” between Israel and Iran. According to Trump, both nations have agreed to a synchronized ceasefire protocol, with Iran initiating the truce, followed by Israel 12 hours later. If all goes according to plan, the war will be officially over within 24 hours—an outcome that, just days ago, seemed implausible given the volatility of the region.

The tone of Trump’s post was jubilant, self-congratulatory, and, frankly, chaotic—offering both divine blessings and diplomatic praise in one breath. Whether this ceasefire holds or fizzles out like many before it, Trump is already spinning it as a testament to his own peacemaking legacy. Markets, interestingly, barely flinched at the announcement, which may suggest investors are either skeptical or simply numb to geopolitics at this point.

Why Compass vs Zillow Is Bigger Than Just a Lawsuit

If you’ve been following the Compass vs Zillow drama, you might think it’s just another corporate feud—but it’s not. This lawsuit digs deep into how control over listings could shape the future of how we buy and sell homes. And frankly, as someone who works in the space, I think it exposes a problem that's been building for years.

At the core of the lawsuit is Zillow’s controversial new rule: any home listing must appear on Zillow within 24 hours of going public anywhere else—or it gets banned. Think about that. If a seller wants to test the waters privately, or give their agent's network a head start, they're out. Zillow says it’s about fairness. But Compass—and many of us—see it as a power move to lock buyers and sellers into a single ecosystem.

Here’s what I’ve seen firsthand: early-stage listings give agents a chance to match properties with real buyers—without paying Zillow for leads. Zillow’s model thrives on scraping those leads and reselling them. So when agents cut them out, the platform loses its leverage.

But here’s the bigger issue—if Zillow can dictate how and when a home must be listed, it’s not just about one company. It’s about choice. Sellers lose flexibility. Buyers get boxed into one search funnel. And agents, especially those not reliant on Zillow leads, lose control over their business.

As someone who cares deeply about transparency and competition in real estate, I believe this case could define the next chapter of how platforms, agents, and consumers interact. This isn’t just Compass protecting its turf—it’s standing up to a growing monopoly.

🤖 Streamline Your Business with Zapier: How I Saved Hours Each Week by Automating the Simple Stuff

Running a business means wearing a dozen hats at once—and switching between platforms all day just to complete basic tasks can become a full-time job. That’s where Zapier changed everything for me.

Before using Zapier, I was manually transferring leads from my CRM to all my marketing platforms. It was time-consuming, error-prone, and honestly, not a great use of my time. Now, with Zapier, that entire process is automated. As soon as a lead comes in, it’s instantly pushed to my email list, retargeting ads, and CRM segments. No clicks. No tabs. Just seamless automation.

But Zapier isn’t just for lead transfers. It’s a powerhouse when it comes to workflow automation, connecting over 6,000 apps to help you:

• Automate repetitive tasks like email follow-ups, social post scheduling, or form submissions

• Move data instantly between tools like HubSpot, Slack, Gmail, Notion, Trello, Google Sheets, and whatever you are using

• Trigger smart actions (like sending a welcome email or updating a spreadsheet) with no code

• Customize workflows to match your exact needs, from sales pipelines to customer support

• Eliminate human error and boost team efficiency with task automations that run 24/7

The best part? Once it's set up, Zapier works in the background. You don’t need to monitor it or constantly update anything—it just flows.

If you’re spending too much time on the little things, Zapier gives you back control. Whether you’re a solo entrepreneur or running a full team, it helps you scale your systems, not your stress.

👉 Click here to try Zapier and find out what your business can do when everything just… works.

📰 Housing Market Pulse: Why Home Sales Are Starting to Shift

Here’s a quick breakdown of what’s happening in the housing market based on the latest existing home sales data—and what it could mean for buyers, sellers, and investors heading into summer.

🏡 Sales Show Modest Uptick, but Still Lag Behind

• Existing home sales rose 0.8% in May to a 4.03M annualized pace.

• Year-over-year, sales are still down 0.7%, well below seasonal norms.

• Bottom line: there’s a pent-up pool of buyers waiting on better rates to jump back in.

💰 Prices Climb, But at a Slower Pace

• Median home price rose 2.1% month-over-month and 1.3% year-over-year to $422,800.

• Homes remain expensive, but the rate of growth is cooling—making this a more measured market.

🏘 Inventory Expands, Giving Buyers More Options

• Inventory is up 6.2% from April and a full 20.3% over last year, with 1.54M homes for sale.

• Months of supply increased to 4.6 months, compared to 4.4 months in April.

• This puts us closer to a balanced market—but we’re not quite there yet.

⏱ Time on Market Falls

• Homes spent an average of 27 days on the market, down from 29 in April.

• Indicates motivated buyers and slightly improved movement in certain price ranges.

💵 Less Over-List Offers, First-Time Buyers Pull Back Slightly

• Just 28% of homes sold above list price, down from 30% last year.

• First-time homebuyers made up 30% of sales, down from 34% in April and 31% last May.

• Cash buyers still represent 27% of the market; investors held steady at 17%.

My Take

From what I’m seeing, we’re in a holding pattern. Inventory is up, pricing is steady, and time on market is dropping—but buyers are still cautious. When interest rates budge even slightly lower, we could see a fast surge in activity.

Speed Through Travel: Clear Secure (YOU) Stock of the Day & 2025 Expansion Outlook

Clear Secure (YOU) is a relatively low‑market‑cap software company redefining identity verification. In 2025, their mission remains laser‑focused: eliminate friction from travel and online identity checks by integrating biometric authentication and digital identity solutions across high‑traffic environments.

Airport Integration

YOU’s technology continues its rollout across major U.S. airports, helping travelers breeze through security using iris and fingerprint scans. I’ve noticed on recent trips how the Clear lanes consistently outpace traditional lines—this real-world efficiency is precisely why “Clear Secure stock” is gaining traction among smart investors.

Social Media & Corporate Verification

Beyond airports, Clear Secure is now enabling faster verification on LinkedIn and other platforms—companies use YOU’s backend to authenticate users, reduce account fraud, and streamline onboarding. If you’re watching “travel biometric verification” and “YOU stock analysis 2025,” this cross‑market expansion is a major plus.

2025 Developments

This year has been busy:

• NEW partnerships with international airports in Europe and Asia 🛫

• Launch of app‑based digital ID rollout for remote check‑ins

• Expansion of biometric “Fast Lane” services to stadiums and event venues

These updates show Clear Secure is no longer just an airport play—it’s a broader identity infrastructure layer.

Why I’m Bullish

I’m particularly impressed by how YOU is quietly becoming the backbone of secure, fast travel and online identity verification. The airport adoption is already visible on the ground, but the big upside could come from social and corporate identity platforms. The stock’s growth runway, in my opinion, is huge—especially given the low‑cap status and rapid 2025 execution.

🏠 Today’s Mortgage Rates + 2025 Outlook

📉 Rate Outlook: A Gentle Drift, Not a Dive

If you're waiting on mortgage rates to suddenly drop—don’t hold your breath. The trend is heading in the right direction, just at a frustratingly slow pace.

There’s a lot of optimism right now, especially with the Fed signaling a couple of rate cuts and inflation showing signs of cooling. But don’t expect anything dramatic. Think more slow slide than sudden dip.

The outlook?

• Fannie Mae is calling for rates to land somewhere near 6.1% by the end of the year.

• Economists (like Jon Dovidio) expect a gradual decline through summer—assuming the Fed stays on track with its cut schedule.

What I’m seeing

Personally, I’m still leaning toward rates trending down. There’s enough softening in the economic data to support it, and the Fed has been surprisingly transparent about its intentions.

That said, it’s not all smooth sailing—global politics, oil prices, or even a surprise economic spike could throw a wrench in things.

What I’m telling buyers now:

• If you’re seeing something in the mid-6s that works for you—don’t wait for perfection.

• Shop around. A quarter-point difference adds up fast.

• Push for seller credits. A buydown could make a much bigger impact than holding out for lower rates.

Bottom line: Rates are drifting down, but not fast enough to change your whole strategy. With prices high and inventory tight, smart moves—not perfect timing—are what’s going to get you into the right home this year.

Key Market Events to Watch This Week

Here’s a quick look at the major economic reports dropping this week that could impact market momentum:

• Tuesday: Case-Shiller & FHFA Home Price Index – Watch for price trends in major markets.

• Wednesday: Mortgage Applications, New Home Sales – A read on buyer demand and builder confidence.

• Thursday: GDP (Q1 final), Jobless Claims, Pending Home Sales – Big day for market signals.

• Friday: PCE (Personal Consumption Expenditures) – Key inflation data the Fed watches closely.

Big picture: Price trends, rate signals, and buyer demand will all come into clearer focus this week. Stay tuned.

🚀 Must-Have AI Tools for Real Estate & Financial Pros

Check out our Top 30 AI Tools for Real Estate, Finance, and Investment

Kyle Allgair
CEO of KPA Wealth
📞 (279) 977-8149 | ✉️ [email protected]
🌐 KPAhomeloans.com

Kyle Allgair is the CEO of KPA Wealth, and is continuously helping clients build wealth through real estate and strategic financial planning. Contact him for personalized advice on achieving your financial goals.